$5,000 SELLER CREDIT + ASSUMABLE FHA LOAN = REAL SAVINGS! This is the opportunity buyers are waiting for. Qualified buyers can assume the seller's low-rate FHA mortgage, avoiding today's higher interest rates. The assumption packet is already complete, making this a smooth, cost-saving path to homeownership. Built in 2018, this well-maintained 3-bedroom, 2-bath home offers modern construction and move-in-ready appeal, featuring durable Hardie Plank siding, fresh interior paint, and luxury vinyl plank flooring throughout. The open-concept layout is perfect for everyday living and entertaining, while the true two-car garage, security system, and spacious primary suite add comfort and peace of mind. Best of all--NO HOA and a prime Jacksonville location just minutes from I-10, NAS Jax, Downtown, shopping, and dining. Modern finishes, flexible financing, and real money toward closing costs--this home delivers value where it matters most.