Price Improvement with $19,000 in incentives with an acceptable offer, plus a 1-YEAR Home Warranty! Enjoy a Lower Interest Rate, Low-to-No down payment, Little to NO Closing Cost, & More Money in YOUR Pocket to help Start Your Next Chapter!!! This stunning 2-story waterfront home in the highly sought-after Oakleaf area features a premium lot with a stocked lake for fishing. Zoned for Clay County's top-rated schools and just minutes from SR-23, I-10, and shopping plus entertainment! Boasting over $70K in upgrades, the gourmet kitchen includes quartz countertops and a gas range. The 4-bedroom, 3-bath layout features a first-floor guest suite and a luxurious master suite with a custom walk-in closet. Relax or entertain on the oversized covered patio with serene water views. Top-notch Amenities!! With nearly $20K in incentives! Don't miss this incredible opportunity in one of the area's most desirable neighborhoods! Contact Listing Agent today to save even more!