Experience the best of St. Johns living in this stunning Charleston-inspired retreat in the premier Rivertown community. With a rare low HOA, this home blends timeless Southern charm with modern functionality. The gourmet kitchen, featuring stainless steel appliances and a spacious walk-in pantry, flows seamlessly into the open living area--Perfect for everyday living and entertaining. The private main-level owner's suite offers a peaceful retreat, while upstairs you'll find a versatile loft and a charming balcony with tranquil lake views. Enjoy outdoor living on the welcoming front porch or relax in the screened lanai. Rivertown's resort-style amenities include pools with waterslides, a fitness center, sports courts, and scenic trails. Plus, the seller is offering $5,000 toward the buyer's closing costs, making this beautiful home an even better opportunity in one of the area's most desirable communities