Live where you vacation! Welcome to Bay Pines Estates, where comfort meets coastal elegance, located just 5 minutes to the beach. SELLER OFFERING ASSUMABLE 3.625% FHA LOAN! This beautifully maintained 3-bedroom, 2-bath residence features an open, airy layout with a spacious great room that flows effortlessly into a private outdoor haven. The oversized covered lanai creates a true extension of the living space, perfect for alfresco dining, lounging, and evening entertaining. The backyard is a resort-style escape, complete with low-maintenance turf, a putting green, tranquil KOI POND, mature tropical landscaping, and an outdoor shower. A powered storage shed offers extra flexibility for hobbies or tools. Located in an unincorporated area, the property allows for investment, vacation use, and short-term rental opportunities—highly coveted in St. Petersburg. Added peace of mind comes with a NEW ROOF, updated HVAC, a 200-amp panel prepared for a generator or jacuzzi, and a 1 car garage. The home sits in a NON FLOOD ZONE with no history of flooding. Just minutes from Madeira Beach and the Bay Pines VA Hospital, the community blends quiet residential streets with easy access to waterfront parks, local shops, and restaurants. It’s popular with anyone who wants a calm, convenient lifestyle close to the Gulf.