Experience the pinnacle of Florida living in this stunning, 2023-built townhouse—offered for the FIRST TIME ON THE MARKET. Located within the exclusive gated enclave of San Ruffino IN THE HEART OF CHARMING DUNEDIN, this residence offers a rare combination of modern luxury and absolute resilience, having remained completely untouched by the 2024 hurricanes and NO FLOOD INSURANCE required. From the moment you arrive, the attention to detail is evident. A private ELEVATOR effortlessly connects all three levels, beginning with a spacious 2-CAR GARAGE and a welcoming ground-floor deck. The interior is a masterclass in design, featuring a warm gray designer palette, luxury vinyl flooring throughout, and expansive HURRICANE-RATED WINDOWS dressed in custom Hunter Douglas blinds and linen drapery. The heart of the home is a gourmet showpiece. The kitchen boasts high-end Fulgor Milano induction and convection appliances, luminous quartz countertops, and a shimmery shell-tile backsplash that captures the coastal light. Retreat to the top-floor Primary Suite, a true sanctuary featuring a massive walk-in closet and a spa-like bath with a modern soaking tub and floor-to-ceiling Carrera tile. Whether you are sipping coffee on one of your three private decks with water views or relaxing by the community POOL overlooking St. Joseph Sound, you are surrounded by the best of Florida’s wildlife—from dolphins to ospreys. Ideally situated just minutes from downtown Dunedin’s vibrant shops, restaurants entertainment and waterfront. And a short drive to Honeymoon Beach Park and Ferry to Caladesi Island, as well as half an hour from Tampa international. FLOOD INSURANCE NOT REQUIRED except lender may mandate a minor policy.