Priced $10,000 under appraisal AND has a 3.5% assumable mortgage! This charming St. Pete block home (flood zone X), sits nestled on a quiet street in a quaint neighborhood - but in the center of it all! Less than 1 mile to I-275, 6 miles to downtown, and 20 minutes to the world's best beaches. This 3 bedroom, 1 bath house has nearly 1500 square feet to spread out it - with 400 more square feet of unconditioned space under the roof. This home has new energy efficient, double-paned windows throughout, with the added bonus of hurricane shutters for all openings. The brand new HVAC system will keep you super cool - with newly added insulation to keep your energy bills low. The brand new luxury vinyl plank floors instantly elevate the space. A newer roof (2019) and appliances (2022) round out the list of improvements. The yard is spacious, with convenient alley access, and a huge shed. This sweet house is just waiting for the right buyer to make it their home. Will you be the lucky one?