4.5% FIXED rate AND paid closing costs (with preferred lender). ALL appliances AND blinds are also included in every home! BRAND NEW dream home has breathtaking WATER VIEWS! This home welcomes you with a versatile FLEX ROOM at the front, ideal for a home office or creative space. The elegant foyer leads to an open-concept kitchen that effortlessly flows into the dining area, great room, and a screened patio—perfect for savoring the serene water views. Your private primary suite is a true retreat, featuring a walk-in closet and a luxurious bathroom with dual vanities. Situated in the scenic Lakes at Bella Lago community, this home is part of a lively neighborhood that will have resort-style amenities, including a sparkling pool, clubhouse, playground, and a picturesque community lake. Enjoy convenient access to the new First Coast Expressway and nearby rivers, springs, and beaches. With the energy-efficient features, you'll benefit from lower utility bills and cleaner indoor air! Why choose a Meritage home? Meritage Builders believes every family deserves a better, smarter, and healthier home. That's why they've set a new standard in home construction and design, leading the industry in energy-efficient living and winning awards for it. In September 2020, they became the first national builder to achieve Indoor airPLUS qualification nationwide, ensuring that the air quality in their homes meets or exceeds EPA standards. Plus, every new home comes equipped with high-performance MERV 13 filters, designed to reduce bacteria, pet dander, and even some viral particles, creating a safer and healthier living environment for you and your family. They use spray foam insulation which gives you a quieter home, helps reduce space for pests to enter, and helps keep your home cool and regulate indoor temperatures.